The Harbor Psychotherapy Services, LCSW, PLLC understands the financial needs of its consumers. We accept the following In-network Insurances:
● 1199 ● Aetna ● Empire/Blue Cross Blue Shield ● Cigna ● Pomco ● Beacon Health ● Emblem/GHI
Fee for Psychotherapy Session (Out of Network Status):
$140 per individual 45-minute session (the first session is 60 minutes at this rate)
$150 per couple 45-minute session
Out of Network Policy:
Prior to your first session, we will contact your insurance provider to determine your copay if necessary. Upon request, we will provide an invoice for consumers seeking out of network reimbursement from their insurer. Please note that many insurance companies reimburse for out of network providers anywhere between 60-90%. Therefore, you may only be paying between $20-40 per session given the reimbursement rate of your insurance for out of network providers.
Cash or Check Only
It is important that consumers attend and be on time for their sessions. We request 24 hour notice if you need to cancel a session. We do appreciate that extenuating circumstances occur periodically and we will take them into consideration (e.g. medical emergency, accident, inclement weather). If we can reschedule you in the same week, we will. If this is not possible, we request full payment for the reimbursement rate plus your copay, contingent upon your insurance. This policy is exercised consistently.
We recognize it may be daunting to navigate the healthcare system and insurance related questions or concerns. If your insurance provider is not listed or you have questions regarding your benefits, we are happy to assist with this process.
See FAQs for more regarding insurance related questions or concerns.